Important Disclosures

Terms of Use

The following terms govern the use of this website. Please read them carefully, by accessing any of the pages on this website, you agree to be bound by these terms of use. The Bank may change these terms of use from time to time by posting new terms of use on this website. All users agree to be bound by these new terms of use as they change from time to time. This agreement and the use of this website are governed by the laws of the State of Wisconsin.

The information and materials on this website are owned by Banner Banks or others, no material on this site may be used in any manner not permitted by law. The Bank may from time to time place links to other websites on this website, the Bank has no control over these other sites or their content. Users who access links to these other sites assume all responsibility by doing so.

The Bank makes no warranties of any kind regarding the products, services or other information displayed on this website. We will use reasonable efforts to ensure that the information displayed is accurate, however all information contained on this site should be viewed as an advertisement, and not as an obligation or contract for services. Nothing contained anywhere on this website takes the place of the Bank's written disclosures concerning its products or services. If any information on this site should conflict with the Bank's written agreements for products and services, the written agreement and disclosures shall control. The Bank is not responsible for any loss, damage, expense or penalty of any kind that results from the use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the transmission of any computer virus, malicious code or disabling procedures, the delay or inability to transmit or receive information, the inability to print information, or to otherwise use the site. This limitation will continue to apply even if the Bank has been informed of the possibility of such loss or damage.

This agreement and the use of this website are governed by the laws of the State of Wisconsin.

Banner Banks Customer Identification Procedures

Protecting your investments at our institution is important to us, therefore we have established procedures for verifying your identity when you contact us concerning your account. On occasion you may be asked to provide picture identification or to verify certain information contained in our records such as your account number, address, telephone and social security number when inquiring about or accessing your account. Although at times this may pose an inconvenience for you, please understand that we are doing so in order to protect the funds you have on deposit with us.

The above procedures apply only when you contact us concerning your account, we will never contact you via phone or e-mail and ask you to provide us personal information. If you receive such a request, please contact your local office of Banner Banks immediately.

Customer Identification at Account Opening

In compliance with Federal Law we are required to verify and document the identity of individuals who open accounts with us. In order to meet these requirements when you apply to open an account with us we will ask for your name, address, date of birth, social security number and other pertinent information. We will also ask you to provide us with a valid drivers license, and/or other documents necessary to verify your identity. Due to these requirements, it will be necessary for you to apply for your account in person, as we will not open accounts by mail.